6 Months:
No interest will be charged on the promo balance if you pay it off, in full, within the promo period. $150 minimum purchase required. If you do not, interest will be charged on the promo balance from the purchase date. The required minimum monthly payments may or may not pay off the promo balance before the end of the promo period, depending on purchase amount, promo length and payment allocation. Regular account terms apply to non-promo purchases and, after promo period ends, to the promo balance. New Account APR is 29.99%/Minimum Interest Charge is $2. Existing cardholders: See your credit card agreement terms. Subject to credit approval.

The Suggested Equal Monthly Payment shown may be greater than the required minimum monthly payment that will be on your billing statement when you use the 6 month promotional financing offer.
This estimated payment:
•Equals the promotional purchase amount divided by 6 (excluding taxes and shipping charges) rounded to the next highest whole dollar.
•Would pay off the promotional purchase amount within 6 months, but only if there are no other balances on your account at any time during the 6 month promotional period and you make your payments on time. Your total payments will equal the amount of the promotional purchase amount.
If the promotional purchase amount is not paid in full within 6 months, interest will be charged to your account from the purchase date and your total payments will be greater than the amount of the promotional purchase amount.

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12 Months:
No interest will be charged on the promo balance if you pay it off, in full, within the promo period. $1000 minimum purchase required. If you do not, interest will be charged on the promo balance from the purchase date. The required minimum monthly payments may or may not pay off the promo balance before the end of the promo period, depending on purchase amount, promo length and payment allocation. Regular account terms apply to non-promo purchases and, after promo period ends, to the promo balance. New Account APR is 29.99%/Minimum Interest Charge is $2. Existing cardholders: See your credit card agreement terms. Subject to credit approval.

The Suggested Equal Monthly Payment shown may be greater than the required minimum monthly payment that will be on your billing statement when you use the 12 month promotional financing offer.
This estimated payment:
•Equals the promotional purchase amount divided by 12 (excluding taxes and shipping charges) rounded to the next highest whole dollar.
•Would pay off the promotional purchase amount within 12 months, but only if there are no other balances on your account at any time during the 12 month promotional period and you make your payments on time. Your total payments will equal the amount of the promotional purchase amount.
If the promotional purchase amount is not paid in full within 12 months, interest will be charged to your account from the purchase date and your total payments will be greater than the amount of the promotional purchase amount.

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18 Months:
No interest will be charged on the promo balance if you pay it off, in full, within the promo period. $1,999 minimum purchase required. If you do not, interest will be charged on the promo balance from the purchase date. The required minimum monthly payments may or may not pay off the promo balance before the end of the promo period, depending on purchase amount, promo length and payment allocation. Regular account terms apply to non-promo purchases and, after promo period ends, to the promo balance. New Account APR is 29.99%/Minimum Interest Charge is $2. Existing cardholders: See your credit card agreement terms. Subject to credit approval.

The Suggested Equal Monthly Payment shown may be greater than the required minimum monthly payment that will be on your billing statement when you use the 18 month promotional financing offer.
This estimated payment:
•Equals the promotional purchase amount divided by 18 (excluding taxes and shipping charges) rounded to the next highest whole dollar.
•Would pay off the promotional purchase amount within 18 months, but only if there are no other balances on your account at any time during the 18 month promotional period and you make your payments on time. Your total payments will equal the amount of the promotional purchase amount.
If the promotional purchase amount is not paid in full within 18 months, interest will be charged to your account from the purchase date and your total payments will be greater than the amount of the promotional purchase amount.

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24 Months:
0% Interest for 24 Months* on purchases of $2,999 or more with your Sewing and More credit card. 24 equal monthly payments required.
*Qualifying purchase amount must be on one receipt. No interest will be charged and equal monthly payments are required on promo purchase until it is paid in full. These payments equal the total promo purchase amount divided by the number of months in the promo period and rounded up to the next whole dollar. These payments may be higher than the payments that would be required if this purchase was a non-promo purchase. Regular account terms apply to non-promo purchases. For new accounts: Purchase APR is 29.99%. Minimum interest charge is $2. Existing cardholders: See your credit card agreement terms. Subject to credit approval.
**The estimated monthly payment equals the purchase price (excluding taxes and delivery) divided by the number of months in the promo period. It is rounded to the next highest whole dollar. It is only good with the financing offer shown. If you make these payments by the due date each month, you should pay off this purchase within the promo period, if it is the only balance you are paying off. If you have other balances on your account, this payment will be added to any other minimum monthly payments.

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36 Months:
0% Interest for 36 Months* on purchases of $3,999 or more with your Sewing and More credit card. 36 equal monthly payments required.
*Qualifying purchase amount must be on one receipt. No interest will be charged and equal monthly payments are required on promo purchase until it is paid in full. These payments equal the total promo purchase amount divided by the number of months in the promo period and rounded up to the next whole dollar. These payments may be higher than the payments that would be required if this purchase was a non-promo purchase. Regular account terms apply to non-promo purchases. For new accounts: Purchase APR is 29.99%. Minimum interest charge is $2. Existing cardholders: See your credit card agreement terms. Subject to credit approval.
**The estimated monthly payment equals the purchase price (excluding taxes and delivery) divided by the number of months in the promo period. It is rounded to the next highest whole dollar. It is only good with the financing offer shown. If you make these payments by the due date each month, you should pay off this purchase within the promo period, if it is the only balance you are paying off. If you have other balances on your account, this payment will be added to any other minimum monthly payments.

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48 Months:
0% Interest for 48 Months* on purchases of $4,999 or more with your Sewing and More credit card. 48 equal monthly payments required.
*Qualifying purchase amount must be on one receipt. No interest will be charged and equal monthly payments are required on promo purchase until it is paid in full. These payments equal the total promo purchase amount divided by the number of months in the promo period and rounded up to the next whole dollar. These payments may be higher than the payments that would be required if this purchase was a non-promo purchase. Regular account terms apply to non-promo purchases. For new accounts: Purchase APR is 29.99%. Minimum interest charge is $2. Existing cardholders: See your credit card agreement terms. Subject to credit approval.
**The estimated monthly payment equals the purchase price (excluding taxes and delivery) divided by the number of months in the promo period. It is rounded to the next highest whole dollar. It is only good with the financing offer shown. If you make these payments by the due date each month, you should pay off this purchase within the promo period, if it is the only balance you are paying off. If you have other balances on your account, this payment will be added to any other minimum monthly payments.

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60 Months:
0% Interest for 60 Months* on purchases of $7,999 or more with your Sewing and More credit card. 60 equal monthly payments required.
*Qualifying purchase amount must be on one receipt. No interest will be charged and equal monthly payments are required on promo purchase until it is paid in full. These payments equal the total promo purchase amount divided by the number of months in the promo period and rounded up to the next whole dollar. These payments may be higher than the payments that would be required if this purchase was a non-promo purchase. Regular account terms apply to non-promo purchases. For new accounts: Purchase APR is 29.99%. Minimum interest charge is $2. Existing cardholders: See your credit card agreement terms. Subject to credit approval.
**The estimated monthly payment equals the purchase price (excluding taxes and delivery) divided by the number of months in the promo period. It is rounded to the next highest whole dollar. It is only good with the financing offer shown. If you make these payments by the due date each month, you should pay off this purchase within the promo period, if it is the only balance you are paying off. If you have other balances on your account, this payment will be added to any other minimum monthly payments.

Back to Financing Page

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